If you have used Cash App in the past few years, you might want to pay attention. You could be eligible to receive up to $147 as part of a new class-action settlement, but there is a catch. You only have four days left to file your claim.
Here is a simple breakdown of what this Cash App settlement is about, who qualifies, and what you need to do to get paid.
What the cash app settlement is all about
Cash App, one of the most popular money transfer apps in the country, has agreed to settle a lawsuit over spam text messages. The company was accused of sending marketing messages to users without their permission, which violates two Washington state laws.
While Cash App has not admitted to any wrongdoing, it agreed to pay compensation to those affected rather than continue the legal fight. This type of case is called a class-action lawsuit, which allows a group of people who were similarly affected to come together and file one collective case.
So, if you received a Cash App promotional text message between November 2019 and August 2025, you might be entitled to a payout.
Who qualifies for the $147 payment
Not everyone will qualify for this settlement, but here are the main requirements you must meet:
- You must have received a Cash App spam text message between November 2019 and August 2025.
- You must be a resident of Washington State at the time you received the text.
- You must be able to prove that you did not give permission to receive that message.
- You need to provide your phone number that got the text.
If you meet all of these requirements, you can file a claim to get your share of the settlement.
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How to file your claim and get paid
There are two ways to submit your claim — online or by mail. Either way, the process is pretty simple.
- Online claim: You can go to the official settlement website and fill out the form electronically. You will need to include your phone number and confirm that you lived in Washington when you received the text.
- Mail claim: If you prefer to do it the old-fashioned way, you can print out the form, fill it in, and mail it to the address listed in the settlement instructions.
To complete your claim, you will also need to choose how you want to get your payment. You can select one of the following:
Payments are expected to be worth up to $147, but the final amount could be lower depending on how many people file claims.
Important deadlines to remember
This is where you need to act fast. The key date to remember is October 27, 2025. That is the deadline to file your claim.
If you do not submit your claim by then, you will not be eligible for any payment. October 27 is also the last day to file objections if you disagree with any part of the settlement.
After the claim deadline, a final approval hearing will take place on December 2, 2025. That is when the court will decide whether the settlement is fair and can move forward.
Officials have warned that there is no fixed date yet for when payments will be sent out. “We do not know how long these decisions will take,” they said. So, if you are waiting for your money, be patient. It might take some time after the court gives final approval.
What is a class-action settlement
If you are wondering why this payout is happening in the first place, here is a quick explanation.
A class-action settlement allows a group of people to take legal action together when they have all been affected by the same issue. Instead of hundreds of individual lawsuits, the court handles it as one case.
When companies like Cash App agree to settle, it does not always mean they admit guilt. It often means they want to avoid the costs and long process of a full court battle. Once a settlement is approved, those who qualify can receive payment — but they also give up their right to sue the company separately for the same issue.
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