You probably expect most people to retire in places like sunny Florida or laid-back California. But in 2025, a surprising new city has taken the top spot in a national study—and no, it is not anywhere near the beach.
If you are thinking about retirement or helping someone who is, you might want to look past the usual spots. Because right now, more and more Americans are turning their attention to Allentown, Pennsylvania.
Why Allentown is the top choice for retirement in 2025
Allentown might not be the first place that comes to mind when you think about retiring, but according to a recent WalletHub study, it has become one of the most popular choices for people ready to enjoy their golden years.
Here is what is driving the shift:
- Affordable housing compared to national averages
- Tax-free retirement income, making your money go further
- Low cost of living compared to places like Sarasota or San Diego
- Access to quality healthcare and public services
The study points out that retirees are moving away from just chasing the sun. Instead, many are now focused on peace of mind, financial stability, and community connection.
How Allentown compares to Florida and California
Let us be honest—Florida and California are still big names in retirement. But here is why many are looking elsewhere in 2025:
- Florida’s cost of living is climbing, and the heat and humidity are not for everyone
- California has some of the highest housing costs and taxes in the country
- Urban congestion and natural disaster risks (like hurricanes and wildfires) are becoming real concerns.
By contrast, Allentown offers:
- A calmer pace of life
- Lower taxes and living expenses
- Easy access to nearby big cities, like New York City and Philadelphia, without living in the middle of the chaos
What life is like in Allentown for retirees
Allentown has quietly been transforming over the past few years. The city has invested in its downtown and community spaces, which has made it more inviting for older adults.
Here is what makes the city attractive:
- New parks, museums, and cultural centers
- Walkable neighborhoods with restaurants and local shops
- Community activities and senior-friendly programs
- Modern public transportation that is easy to navigate
It is not just affordable—it is livable. You do not have to give up convenience or entertainment to live here.
What retirees are really looking for today
Retirement is changing. For many people, it is no longer about beaches and endless sunshine. It is about:
- Feeling safe
- Having access to good healthcare
- Being part of a community
- Stretching every dollar
One big takeaway from the WalletHub study is that retirees are focusing more on comfort and balance than flashy locations. Allentown checks those boxes.
Are other cities following this trend?
Yes. Allentown is leading the way, but other mid-sized cities like Boise, Idaho and Charleston, West Virginia are also catching attention. These cities offer:
- Lower costs
- Growing healthcare access
- Friendly communities
- Smaller populations, which means less stress and more breathing room
But as of 2025, Allentown is sitting at the top. Its mix of affordability, quality of life, and growing appeal makes it a standout choice.
