Big retail changes are coming soon — here’s how shoppers will be affected

New anti-fraud law will affect shoppers at major retailers

Modified on:
September 8, 2025 4:33 pm

Self-checkout overhauls are on the way. They’ve installed new anti-fraud laws and increased penalties for retail theft prices at major retailers like Walmart, Target, and Best Buy. This is set to change the in-store shopping experience across all those retailers. These developments promise to improve security, service, and reduce global retail shrinkage drag, which is estimated at $112 billion annually and could save retailers billions of dollars per annual basis.

Retrenching Walmart self-checkout and merging mobile options

In 2025, Walmart is lessening self-checkout kiosks and boosting cashier-staffed lanes and mobile “Scan & Go” options.

  • Fewer kiosks, more staff: Stores in Missouri, Ohio, and New Jersey already pulled out machines after theft spikes and technical glitches.
  • Walmart+ was the kind of offer where:
  • “Scan & Go”: Shoppers use Walmart app to scan-items-as-they-shop, complete payment into their phones and avoid queues altogether.

Of these changes, the deterrent aims to limit theft, fast-track checkout, and make consumers feel better about those who reported scanning errors and security issues associated with unattended machines.

Target’s emphasis on making changes to self-checks and staffing 

For a while, since March 2024, transactions performed through Target’s Express Self-Checkout are limited to ten items or fewer and have reduced transaction time by 8% plus improvement in checkout satisfaction scores.

Express lanes at nearly 2,000 stores, keeps the lines moving for quick trips.

  • Dynamic staffing: Store leaders are supposed to adapt the ratio for cashiers versus self-checkouts according to real-time demand.
  • More choices: Consumers may opt for express lanes, traditional cashiers, or same-day fulfillment options, such as Drive Up and Order Pick Up.

By balancing automation with human interaction, Target has ensured that it increase the Net Promoter Score by five points for wait time and three points for associate interaction. 

Best Buy overhauls the omnichannel and AI-driven way

Best Buy gobbles omnichannel experience which maintains a fusion of in-store human touchpoints and an AI-powered e-commerce platform.

  • Personalized app: The Best Buy App provides loyalty members with customized home pages and frees access into mobile self-checkout-for engagement improvement in excess of 100 million sessions. 
  • Refreshing stores with themes: New associates will be engaged in training in bespoke areas themed for Microsoft, Apple, or other brands to highlight the in-person value of Best Buy.
  • AI customer service: Upgraded IPR systems and text analytics speed up routing and resolution of calls, thereby making self-service for common activities much feasible.

These projects helped Best Buy come back to quarter Q4 2025 same-store sales improvements that surpassed the previous year’s sales by 0.5%, with $13.9 billion in total revenue.

Landmark law change in combatting retail shrink 

The new legislative dawn looms for the retail industry to combat the menace of organized retail crimes and shrinkage. Globally, shrinkage is responsible for losses above $112 billion. New pieces of legislation can direct billions back into retailers per year.

Fines up to $5,000 for theft and fraud 

Several states, starting with Rhode Island’s 2025 amendment, empower stores to impose civil fines of up to $5,000 on shoppers who steal items or commit “wardrobing”- buy an article of clothing, use it once, then return it knowing it has been worn. 

  • Proof with surveillance and transaction history: Retailers can review security footage in conjunction with a shopper’s purchasing and returning data.
  • Deterrent and recovery: The threat of substantial fines and lawsuits discourages repeat offenders and organized ring operations.

Criminalizing high-value retail theft imposes new powers of recourse for stores, potentially achieving a very significant effect in terms of reducing theft losses and possibly creating billions to flow back into the retail ecosystem every year. 

How consumers will be impacted 

Fewer self-checkout kiosks at Wal-Mart; more staff assistance or mobile scanning would be required.

  • Target’s “Express Self-Checkout” lanes: Limited item counts, plan ahead or use cashiered registers if buying more than ten.
  • Digging deeper at Best Buy: Check out via loyalty app, AI-supported help, and fewer traditional self-checkout machines.
  • Increased accountability: For the fraud, it would be established that the purchase histories and surveillance would be checked for proof, and a maximum of $5,000 fine will be imposed on violators.

These combined measures-speaker change in retail operations, and stricter laws-at different intervals would herald the new age in brick-and-mortar shopping where convenient yet secure, in which retailers recover their losses while giving customers improved service.

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Jack Nimi
Jack Nimihttps://polifinus.com/author/jack-n/
Nimi Jack is a graduate on Business Administration and Mass Communication studies. His academic background has equipped him with a robust understanding of both business principles and effective communication strategies, which he has effectively utilized in his professional career. He is also an author with two short stories published under Afroconomy Books.

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