Check This List to see if you will receive the payment on August 29
Why some beneficiaries are getting paid twice in August
Millions of Supplemental Security Income (SSI) recipients will get an advance second payment this month since Monday, September 1 is Labor Day. The Social Security Administration (SSA) confirmed that whenever the date of payment coincides with a weekend or holiday, payments are processed on the previous business day prior to the original date.
For SSI recipients, this means two payments during August:
- First payment: August 1
- Second payment: Friday, August 29
This additional payment is not additional money — it simply advances September’s SSI payment into August to avoid holiday delays.
Social security payments based on birthdays
Regular Social Security retirement benefit payments are made independently of SSI and are made according to birth dates:
- Birthdays between the 1st–10th: Paid August 13
- Birthdays between the 11th–20th: Paid August 20
- Birthdays between the 21st–31st: Paid August 27
These dates remain unchanged and unaffected by the Labor Day adjustment.
What does the double payment look like?
The average SSI benefit is about $1,450 a month, according to SSA estimates. As the advance deposit will be made for payment in September, most beneficiaries will receive two checks of almost $2,900 in August — one early in the month and another toward the end as September starts.
For regular Social Security beneficiaries, the median monthly benefit is $1,976 following the 2.5% cost-of-living adjustment (COLA) received in 2025. For those who delay claiming their benefits until they are 70 years of age, monthly benefits reach as much as $5,108, according to the Economic Times’s estimate.
Issues Regarding Overpayments and Withholding
While the advance SSI payment is welcome news, some beneficiaries are less than delighted. Since last summer, the SSA began aggressively recouping overpayments — money it says was paid to recipients in error. Now, the agency is taking up to 50% of a person’s monthly benefits in order to recoup that money.
Legal professionals and advocacy organizations claim this policy is too extreme. “To take 50 percent of someone’s benefits is very severe. Most individuals on Social Security who have been overpaid have no other source of income,” said attorney Ashley F. Morgan in a Newsweek interview. “Taking half of them away leaves them with no way to live.”
Beneficiaries affected by these levies may file a waiver on Form SSA-632, especially if they can show that being repaid would threaten them with financial ruin.
Whom Does the Cuts Hurt Most?
Elder advocacy organisations note that aggressive collections hurt low-income seniors and African-American seniors most because they tend to exist largely on Social Security and have smaller savings pools.
The SSA says it has to recover overpayments but encourages people to call them if they need help with managing repayment agreements.
What to do when your payment is MIA
The SSA suggests beneficiaries to:
- Call your bank initially if a deposit is late. Payments should appear within three business days of the scheduled date.
- Directly call your local SSA office if the deposit does not arrive after the time.
Two checks in August, but keep your wits about you
- SSI recipients: Check for deposits Aug. 1 and Aug. 29.
- Social Security retirees: The Payment cycle remains the same, based on birth dates.
- Overpayment issue: Some recipients can anticipate reduced checks but are allowed to file for waivers.
The advance SSI payment is a routine adjustment, but it occurs during the period of heightened nervousness regarding benefit withholdings — making it doubly important for seniors to review their statements and account for any changes in their monthly payments.
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