The Social Security Administration (SSA) has announced that payments of up to $5,108 will be going out this week. This news comes as a welcome relief to retirees, disabled individuals, and survivors who rely on monthly Social Security benefits for their daily living expenses.
Social Security payments are adjusted annually based on inflation through a system known as the Cost-of-Living Adjustment (COLA). For 2025, the COLA led to a significant increase in monthly benefits, reflecting the higher costs consumers are facing across the nation.
For many, this year’s adjustment means more money in their pockets. The maximum possible benefit for someone retiring at full retirement age in 2025 is $3,822. However, individuals who delayed retirement until age 70 can receive up to $5,108 monthly. These increased payments started rolling out earlier in the year, but this particular week marks an important distribution phase for many recipients.
Factors that will determine who will receive up to $5,108
Not every Social Security recipient will see the $5,108 figure on their statement. The payment amount depends on several factors:
Age at Retirement: Individuals who postponed claiming benefits until age 70 qualify for the maximum amount. Those who claimed at 62 or full retirement age (currently 67) receive lower amounts.
Lifetime Earnings: Social Security calculates benefits based on your highest 35 years of earnings. Those who consistently earned higher wages are eligible for larger payments.
Type of Benefits: Retirees aren’t the only ones receiving Social Security. Survivors, disabled workers (receiving SSDI), and spouses may receive different amounts based on eligibility and work records.
Payment Schedule for This Week
The SSA issues payments according to the birth dates of the recipients:
Birthdays on the 1st–10th: Paid on the second Wednesday of the month.
Birthdays on the 11th–20th: Paid on the third Wednesday.
Birthdays on the 21st–31st: Paid on the fourth Wednesday.
Since this week falls within the third and fourth Wednesday periods, many recipients will see their increased checks deposited into their accounts immediately.
How to Confirm Your Payment
If you’re a recipient and curious about your benefit amount or payment schedule, here’s what you can do:
Check your My Social Security account: The SSA’s online portal lets you view benefit statements, payment history, and upcoming deposit dates.
Monitor your bank account: Direct deposit is the fastest and most secure way to receive benefits. Watch for the deposit labeled “SOC SEC” or something similar.
Call the SSA: If you haven’t received your payment when expected, or if the amount seems incorrect, contact the Social Security Administration at 1-800-772-1213.
It is important to note that the volumes of calls can be at an all time high especially during payment weeks. It is important to exercise patience while doing so. You can also choose to call earlier in the morning to get a quicker response.
