Keeping your contact and banking details up to date is essential to ensure you receive your Social Security benefits or Supplemental Security Income (SSI) payments without delays. Whether you’ve moved to a new address or switched bank accounts, here’s how you can update your information with the Social Security Administration (SSA).
Who needs to update their address or direct deposit?
Not everyone needs to inform the SSA of an address change. If you do not receive Social Security benefits, SSI payments, or Medicare, there is no need to update your address.
However, if you currently receive Social Security benefits—such as retirement, disability, or survivor benefits—or are enrolled in Medicare, you must update your mailing address or direct deposit details when they change. U.S. citizens living abroad can also update their international address.
For SSI recipients, the process differs slightly, as some online services are not available.
Updating your address or direct deposit online
If you receive Social Security benefits or are enrolled in Medicare, the easiest way to update your address or direct deposit information is online. Here’s how:
1. Log in to your Social Security account.
Visit SSA.gov and sign in to your personal account.
2. Go to the “My Profile” tab.
This section allows you to update your U.S. mailing address and direct deposit information.
3. Choose when the change takes effect.
You can select the date for your new information to become active.
Unfortunately, online updates for SSI recipients are not available at this time. However, you can still view your current address and payment method through the My Profile tab.
What if you receive SSI or cannot update online?
If you receive SSI payments or do not have a U.S. mailing address, you cannot change your information online. Instead, you must update your address or direct deposit details by:
- Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778) between 8:00 a.m. and 7:00 p.m. local time, Monday through Friday.
- Visiting your local Social Security office. It’s best to schedule an appointment to avoid long wait times.
Signing up for electronic payments
The SSA requires most beneficiaries to receive their payments electronically. If you are not already set up for direct deposit, you can sign up using one of the following methods:
- Through your Social Security account.
- By contacting your bank or credit union. Many financial institutions can assist you with setting up direct deposits for Social Security payments.
- By calling the U.S. Treasury Electronic Payment Solution Center at 1-800-333-1795.
Why keeping your information updated matters
Failing to update your address or direct deposit details can lead to missed payments or delays in receiving important notices from the SSA. Ensuring your information is current helps prevent interruptions and keeps your benefits arriving on time.
For more details, visit the Social Security Administration’s official website at SSA.gov.
Read this later: The tragedy of a couple who can’t pay their bills after their Social Security checks were cut from $1,100 to half: “Me and my…
What documents are required to request a replacement Social Security number (SSN) card for a child?
Good news with COLA adjustment in 2025 – The retirees who would collect up to $3,166 a month if predictions come true with Social…
Millions of Americans may get a boost in their Social Security payments thanks to the Social Security Fairness Act – These are the people…
Will I still get Medicaid and Medicare coverage or are affected Trump’s federal funding freeze?
I am a retiree: Will the $640,000 be enough for me if I retire at age 65 with $1,900 a month in Social Security?
