It’s official – This is the Social Security payment schedule for September, with checks of up to $5,108 for these Americans

As summer is coming to an end, millions of Americans are getting ready to collect their September Social Security checks. The Social Security Administration (SSA) has now made the payment schedule official, and that means retirees, Supplemental Security Income (SSI) recipients, and disability recipients now know when to expect their checks or direct deposits.

September payment dates

Social Security checks usually mail on Wednesdays. Your check day does not coincide with your birthday. SSI checks always mail early in each month.

Here is the whole September 2025 payment schedule:

• Monday, September 1 – Monthly check to SSI beneficiaries.
• Wednesday, September 3 – Those who started getting Social Security before May 1997, and those SSI beneficiaries getting both checks.
• Wednesday, September 10 – For retirement and disability beneficiaries with a birth date between the 1st through the 10th of a month.
• Wednesday, September 17 – For retirement and disability beneficiaries with a birth date between the 11th through the 20th of a month.
• Wednesday, September 24 – For retirement and disability beneficiaries with a birth date between the 21st to the 31st of a month.

It’s worth knowing your exact date — if you’re relying on these checks to cover rent, groceries, or bills.

What will be paid in september?

Social Security payments vary for everyone. The payments you receive are determined by what you’ve paid into the system while you worked, when you retired, and through which program you’re eligible.

Here’s what’s heading your way in September 2025:

• Retired workers – Average payment of about $1,915 a month.
• SSI recipients – As much as $943 for a single person and $1,415 for a couple.
• Highest age-70 Social Security payment – As much as $5,108 per month.

All of these amounts should be stable through September. The only major change will occur in October when the SSA announces the 2026 Cost-of-Living Adjustment (COLA). That’s when benefits might increase to match inflation.

Tips to avoid delays

While most people nowadays have Social Security deposited right into their banks, there are still those who get paper checks. If you don’t mind waiting—especially for holiday or mail delays — it’s worth switching over to direct deposit, too.

Other recommendations for smooth benefits delivery:

Create a “my Social Security” account at ssa.gov so you can see your own payment date and benefit information.

Note down your payment dates so you’ll know when money is coming into your account.

Pay attention to COLA announcements in October so you’ll know if your payments are increasing next year.

Why it pays to stay in the know

More than 70 million Americans depend on Social Security and SSI benefits every month. For disabled workers, poor families, and elderly people, these benefits are for food, medicine, and shelter.

Late or unknown arrivals can stress out budgeting when there’s uncertainty about when the payment will arrive. Staying up to speed with official schedules and leveraging tools like direct deposit, recipients can get their cash on the schedule—every time.

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