As a Social Security recipient, you ought to know on which exact date your paycheck is due this August. The Social Security Administration (SSA) has its regular monthly payment schedule, and August 2025 is no exception. However, this year, some recipients who have previously received overpayments and have not yet begun repayments will receive lower amounts.
Here, we are going to dissect the whole August payment schedule, both Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). We will also declare why some recipients will receive lower payments and how to prepare for it.
Overpayment withholding may affect some recipients
The SSA now deducts up to 50% of benefits from beneficiaries who have been overpaid in the past but have not yet begun repayment.
In a February 2025 report, the SSA’s Office of the Inspector General said that from 2020 to 2023, the agency made $13.6 billion in improper payments to beneficiaries. And why did this happen? Well, mostly because people didn’t inform the SSA about significant changes that would reduce their benefits. Some of these changes are:
- Earning additional income from a work job
- Beginning retirement benefits
- Getting over a medical condition
- Other changes to eligibility
If you received more cash than you were entitled to earlier and never had a means to return it, you might get half of your normal check in August.
SSDI and retirement benefits paid in August
Your Social Security retirement and disability benefits normally are paid by your birthday. Here is how it happens:
- If your birthday is between the 1st and 10th, you’ll get paid on the second Wednesday of the month.
- If your birthday is between the 11th and 20th, your check comes on the third Wednesday.
- Your payment will arrive on the fourth Wednesday if your birthday falls between the 21st and the 31st.
- If you started to receive benefits before May 1997, your payment is always on the 1st of the month.
Then for August 2025, the payment dates are:
- Friday, August 1: For those receiving before May 1997
- Wednesday, August 13: For birthdays from the 1st through the 10th
- Wednesday, August 20: For birthdays from the 11th through the 20th
- Wednesday, August 27: For birthdays from the 21st through the 31st
Make sure to add it to your calendar so you will know exactly when to expect your money.
What about August SSI payments?
If you are getting Supplemental Security Income (SSI), your date is a bit different. SSI payments are made on the first business day of the month. For August, that will be Friday, August 1, 2025.
A glimpse of upcoming SSI payment dates through early 2026:
- Friday, Aug. 1, 2025 – August benefits
- Friday, Aug. 29, 2025 – September benefits (early since it’s a weekend)
- Wednesday, Oct. 1, 2025 – October benefits
- Friday, Oct. 31, 2025 – November benefits (early)
- Monday, Dec. 1, 2025 – December benefits
- Wednesday, Dec. 31, 2025 – January 2026 benefits (early)
- Friday, Jan. 30, 2026 – For February 2026
- Friday, Feb. 27, 2026 – For March 2026
Always make a little more time for advance planning, especially if checks are received ahead of their payment due date due to holidays or weekends.
What is the potential amount you could receive in August?
It depends on your earnings history, your income, and the type of benefit. The highest monthly Social SecuThe maximum Social Security retirement benefit for 2025 is $5,108; however, most recipients receive significantly less than this amount.
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Here are some examples of typical payments:
- Retirement workers: Approximately $1,900 to $2,200 a month
- SSDI benefits: Approximately $1,500 to $1,800
- SSI benefits: Up to $943 for one individual, and $1,415 for two individuals
If the overpayment recovery plan impacts you, the SSA will withhold half of your check depending on your case.
Why do you need to inform the SSA of changes
One of the major reasons why individuals become overpaid is that they fail to report changes in their life. You need to notify the SSA if:
- You start or stop working
- Your income increases
- Your health improves
- You receive other sources of income (retirement or workers’ comp)
Not reporting these changes on your part will cause your monthly benefit to be too much, and you’ll end up being overpaid—and now, required to refund.
WWhat is SSI, and who qualifies for it?
Supplemental Security Income (SSI) is a government program that helps:
- Individuals 65 years or older
- Individuals who are blind
- Individuals with a disabling condition
- Disabled children
- Individuals with limited income and resources
To be eligible, adults usually must have monthly incomes below $2,019 and little in the way of savings or aIf you think you may qualify for benefits, apply:
- Online at the SSA website
- In person at your local Social Security office
- By phone at 1‑800‑772‑1213 (TTY 1‑800‑325‑0778)
How to keep up with your benefits
The following are some methods of payment will be on time and accurate:
1. Create a “my Social Security” account online to access your payment date, update your information, and look at your earnings record.
2. Report status changes in a timely manner—when you become employed, move, or experience a change in health status.
3. If you were overpaid, contact the SSA to arrange for repayment or request a waiver of overpayment if it was not your mistake.
4. Check your bank account on the payment date. If your check does not show up, call the SSA to ask.
