June 28 is National Insurance Awareness Day—and it’s the perfect time to ask yourself: Do I have the right insurance coverage for my life right now? A lot can change in a year—your home, your job, your family, even your health. That’s why it’s a smart idea to stop and take a closer look at the insurance you have and see if it still fits your needs.
Insurance isn’t just paperwork. It’s a safety net. It helps protect what matters most—your home, your car, your family, and your future.
Home or renters insurance: Are you covered enough?
Whether you own a house or rent an apartment, property insurance is a must. A fire, flood, or break-in could wipe out your savings overnight. Your policy should be updated regularly, especially if your home has gone up in value or you’ve bought new furniture, electronics, or appliances.
Ask yourself:
- Could I afford to replace everything I own if there was a fire tomorrow?
- Have I made any big purchases recently?
- Have I remodeled or renovated?
And don’t forget flood insurance. Most homeowners’ policies don’t cover floods, and many renters skip this completely. One heavy storm could change everything, especially if you live in or near a flood-prone area.
Auto and life insurance: Don’t forget these essentials
Auto insurance is legally required in most places, but it’s also a good time to check your policy for the best rate and right amount of coverage. Maybe your driving habits have changed, or you’ve added a teen driver to your plan.
Life insurance, on the other hand, is often overlooked. If you’ve gotten married, had a baby, or taken on new financial responsibilities, it’s time to make sure your loved ones would be protected if something happened to you. Even if you’re young and healthy, life insurance is cheaper the earlier you buy it.
Health insurance and flexible spending: Keep an eye on the calendar
Health insurance usually comes with open enrollment periods—specific times of the year when you can make changes. Missing that window could mean waiting months before you can adjust your plan. Now’s a great time to double-check when your next enrollment is.
Also, if you have a Flexible Spending Account (FSA), don’t forget to use the money before the deadline, or you’ll lose it.
How to observe national insurance awareness day
It’s simple: just sit down and take 30 minutes to review your coverage. Talk to your agent or get a free quote online. You might find a better deal, or you may realize you’re missing something important. Share the reminder with friends and family by using the hashtag #NationalInsuranceAwarenessDay.
Final thought
Insurance isn’t just for worst-case scenarios. It’s peace of mind — and making sure it fits your life today is one of the smartest things you can do.
