Banks, post offices, UPS and FedEx services will not be available on July 4th
As Americans get set to celebrate Independence Day on Friday, July 4, 2025,
individuals want to know if major services will be operational on the federal holiday. Shipping or banks, most of the top institutions will be closed or have modified working hours to enable workers to participate in celebrating America’s independence in the 249th year. Below is all you need to understand regarding what services will be operational and when they will open as usual.
Banks close on July 4th
Major American banks will be closed on Friday, July 4, 2025, to observe Independence Day. Banks closed will be large national banks like Bank of America, Wells Fargo, CitiBank, JPMorgan Chase, PNC, and Capital One. Also closed will be the Federal Reserve, which means no ACH transactions or wire transfers will be received until the following business day.
Bank operations will be back to normal mode on Monday, July 7, 2025. Basic services, however, remain available to the customers during the holiday:
Services available on July 4th:
- Online banking and mobile banking phone apps are completely accessible
- ATM services continue to work normally
- Capital One Cafes are still open even though bank offices are closed
Services not available on July 4th:
- Branch bank services and teller help
- Wire transfer and ACH processing service
- Customer service telephone support at most institutions
- In-person loan requests or opening an account
Post offices totally closed
United States Postal Service (USPS) will totally be closed on Friday, July 4, 2025. USPS, being a federal government agency, adopts the federal holiday schedule, so:
What’s closed:
- All post office retail offices are closed to counter service
- No regular collection or delivery of mail will be made
- No Post Office Box service will be available
What still remains:
- Priority Mail Express delivery is uninterrupted on holidays
- Self-Service Kiosks at participating locations remain available 24/7
- USPS.com online services are not affected
Regular mail service reinstates on Saturday, July 5, 2025. Mail deposited in collection boxes on the 4th of July will be sorted on the next business day.
UPS Services suspended
UPS will be non-operational for pickup and delivery on the 4th of July 2025. UPS recognizes Independence Day as one of its official holidays and thus:
UPS Services closed:
- UPS Ground, Air & International service is not operational
- Most UPS Store locations are closed
- Normal pickup and delivery services are suspended
Emergency Services available:
- UPS Express Critical service (now offered by MNX) remains available 24/7/365
- UPS Drop Off Boxes remain available, but packages won’t be sent until the first business day
Every local UPS Store location is likely to have different hours, so customers must visit their local store for the exact operating hours.
FedEx Operations altered
FedEx will close most pickup and delivery operations on July 4, 2025. The company holiday schedule is differentiated by service type:
FedEx Services closed:
- FedEx Ground and Home Delivery services are closed
- Most FedEx Express services are closed
- FedEx Freight is on no or limited service
- Limited Services Available:
- FedEx Office centers might be open with limited hours
- FedEx Custom Critical service continues 24/7
- Certain FedEx Express Critical shipments will continue to be serviced
FedEx Office hours will be modified on July 4th when the majority of centers will operate with limited hours or be closed. Customers are encouraged to contact their local FedEx Office prior to visiting.
Normal hours resume across services
Most companies will be in regular operation after the holiday:
- Banks: Back to regular hours on Monday, July 7, 2025
- Post Offices: Back to regular retail and delivery hours on Saturday, July 5, 2025
- UPS: Back to regular pickup and delivery services on Monday, July 7, 2025 (weekend services may be limited)
- FedEx: Back to regular services on Monday, July 7, 2025 (weekend services may be limited)
Other solutions to emergency scenarios
For holiday shipping or money needs, some alternatives remain available:
For emergency shipping:
- UPS Express Critical (1-800-714-8779) offers 24/7 crisis shipping
- FedEx Custom Critical offers around-the-clock service
- Priority Mail Express keeps USPS deliveries going during holidays
For banking needs:
- Online and mobile banking are in operation
- ATM networks operate as usual
- Capital One Cafes offer limited banking services
For postal services:
- Self-Service Kiosks at some post offices remain open 24/7
- USPS.com offers postal services online
- Priority Mail Express has holiday delivery guarantee
