If you bank with Chase or Bank of America, you need to mark your calendar. Both banks will be shutting down every single branch across the country for 24 hours in early September. The closure is scheduled for Monday, September 1, 2025, in observance of Labor Day.
Labor Day is a federal holiday dedicated to honoring American workers and their contributions. Every year, it lands on the first Monday of September, and just like other federally recognized holidays, major financial institutions, including Chase and Bank of America, will lock their doors for the entire day.
So if you are planning to handle important transactions, you will want to prepare ahead of time.
What happens to your money and transactions during the closure
The good news is your money is safe. But the closure does affect when your banking activities get processed.
Here is what you should expect if you try to handle banking business on September 1:
- Deposits: Any deposits made on that day, whether through ATMs or mobile apps, will not be processed until Tuesday, September 2.
- Bill payments and transfers: Online bill payments or transfers scheduled for September 1 will also be delayed by one business day.
- Check deposits: Mobile check deposits will show up in your account, but they will not clear until the next day.
- Exceptions and holds: Any exceptions or check protection notifications to you will only be visible starting September 2.
Think of it like a pause button. Everything waits until banks reopen on Tuesday morning.
Will chase and bank of america atms still be open
Yes, the branches may be locked, but most ATMs will still be accessible during the holiday. You will be able to:
- Withdraw cash
- Check your balance
- Deposit cash or checks (though, again, processing waits until the next business day)
So while you cannot walk into a branch and speak with a teller, you are not completely cut off from your bank.
Which other banks and stores are closed on labor day
It is not just Chase and Bank of America. All major banks in the United States will close for Labor Day. That includes Wells Fargo, Citibank, and regional banks.
But it is not only banks you need to think about. A number of major retailers also observe the holiday with closures. For example:
- Costco: All warehouses across the country will be closed.
- Sam’s Club: Stores will open, but with reduced holiday hours.
- Target, Walmart, Kroger, Trader Joe’s, and Whole Foods: All remain open with normal hours.
If you need to shop or run errands, it is smart to double-check your local store hours before heading out.
How you can prepare before the closure
Since Chase Bank and Bank of America will not process anything on September 1, the best thing you can do is plan ahead. Here are some quick steps you can take:
- Schedule your bill payments for August 30 or 31.
- Withdraw cash you might need for the long weekend.
- Make sure you complete any in-branch services before the holiday Friday.
- Double-check that any automatic payments set for September 1 will not cause issues with due dates.
By taking care of business ahead of time, you can avoid delays and frustration
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