Wells Fargo customers across the country will soon find their neighborhood Wells Fargo offices closed for a day. The bank confirmed that all of its 4,300 branches will shut temporarily on Monday, October 13, 2025, to celebrate Columbus Day.
This is the first of four scheduled closures over the next few months, a notice on the bank’s website stated. Apart from Columbus Day, the bank will further close on Veterans Day (Tuesday, Nov. 11), Thanksgiving Day, and Christmas Day.
The closures match federal holidays when most financial institutions, post offices, and government offices shut down.
Why the closures matter
Although one day’s closure doesn’t seem like a major issue, it can create delay for customers who are dependent on face-to-face banking services — such as deposits in cash, wire transfers, or branch assistance.
Customers who have to carry out significant transactions are advised to make prior arrangements. Wells Fargo has communicated firmly that although branches would be closed, ATMs and internet banking facilities shall remain operational 24/7.
So even with the doors shut, you can still access your balance, withdraw cash, send money, or deposit checks at a Wells Fargo ATM.
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How to check your local branch hours
If you’re unsure whether your local branch will have altered hours around the holidays, you can check by using Wells Fargo’s ATM & Branch Locator. Just search for your nearest location and then click on “Services and Information.”
If branch details are not displayed, customers may dial Wells Fargo’s customer service line at 1-800-TO-WELLS (1-800-869-3557) to help them.
The bank is not due to close on Christmas Eve or New Year’s Eve, though hours may vary by location. Check again first before you make the trip.
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What you can still do during the closure
While branches will be closed, Wells Fargo ATMs remain available and ready to accommodate most simple banking needs.
The following is what you can still do during the 24-hour closure:
- Withdraw cash (most ATMs dispense $20 and $50 bills; some dispense $1s, $5s, and $100s).
- Deposit cash and checks, though there can be deposit limits.
- Transfer funds between accounts.
- Pay credit card or loan payments connected with your Wells Fargo account.
- For customers who prefer no-contact transactions, Wells Fargo ATMs also offer digital wallet cards. Customers can add their debit card to Apple Pay, Google Pay, or Samsung Pay and make contactless payments.
Deposit and transaction limits
Keep in mind that there are limitations to what you can deposit in an ATM. Per Wells Fargo, the number varies by machine and will be displayed on the ATM screen. The bank also advises that deposits over $1 million will be declined.
Thus, in case of a large business deposit, it is best to do it before or after the close date.
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Watch out for scams
Wells Fargo also encourages customers to be vigilant when it comes to bank scams, especially during the holidays when fewer face-to-face services are offered.
If you do receive a suspicious phone call or email that seems to come from Wells Fargo, do not answer or click on the link. Instead, call the bank directly by using the number displayed on their official website. Scammers tend to pose as bank representatives to trick people into revealing sensitive information.
Plan ahead for the holiday closures
Wells Fargo’s upcoming closures are just one aspect of a larger picture, with such large institutions as Bank of America, Chase, and Citibank also observing federal holidays.
Plan ahead so you’re not inconvenienced — especially if you need teller services, cashier’s checks, or wire transfers.
While offices are closed for a day, customers can depend on Wells Fargo’s online site, mobile app, and ATMs to conduct business as usual.
So put October 13, November 11, November 27, and December 25 in your calendar and get your finances sorted before the bank closes.
Because even for one day, no one wants to be left scrambling when the bank’s closed.
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