POLIFINUSPersonal Finance

Personal Finance

Latest News

What is smishsmishinging and how is it being used to scam people about fake toll charges?

This article explains the term “Smishing” and how it relates to the recent trend of scam toll gate messages

A rare quarter could be worth as much as $200,000 in the U.S. – It’s from a historic year and Washington is featured

A 1932 Washington quarter, particularly those bearing the San Francisco (S) and Denver (D) mint marks, is highly desirable and sells perfect ones at as much as $200,000. 

How much to save each month if you want to retire at 65?

How to save for retirement: A step-by-step guide to building wealth for your future.

What is the Fair Credit Reporting Act and how does it protect people?

Read about the Credit Reporting Act and how it protects people.

How much has Tesla stock fallen? What was its peak value?

Wondering how much Tesla stock has fallen? Then this is a must-read for you.

What to do if you cannot get a mortgage because of lack of insurance

Getting loans without insurance can be tricky but this article will help you navigate through it

How much does it cost to study at Stanford University in 2025?

For those students who are paying on their own, the price of going to school in 2025-26, including board and room, will be $89,898.

What is Net investment Income Tax and when do I have to pay it?

Understanding the net investment income tax: who pays, what’s exempt, and how to reduce liability.

How will I know if my student loan will be forgiven? Will I receive a refund?

This is how you can find out if you are eligible for Joe Biden's student loan debt forgiveness: requirements and who can apply.

What is the 70-40 rule for VA and how to get 100% disability?

For a veteran with multiple service-connected disabilities, at least one must have a rating of 40% or higher. The combined disability rating for all conditions must be 70% or higher to meet the criteria.

What are the current rates of benefit for veterans with a 10% to 20% disability rating?

These are the current benefit rates for veterans with a disability rating of 10% to 20% in the United States in 2024

Can I get SNAP Benefits if I’m not a citizen of the United States?

You can get SNAP benefits as a non-US citizen. However, you have to meet the following requirements or belong to the following immigration groups.

How do veterans benefit amounts change if I am married, have dependent parents or children?

The amount of benefits a veteran receives can vary depending on several factors, including their marital status, number of dependent children, and dependent parents....

What is the highest income to qualify for SNAP benefits?

The highest income to qualify for SNAP benefits is adjusted to suit household size, and changed annually based on FPL.

What benefits are you eligible for as a widow of a deceased veteran?

Find out what benefits a widow or widower of a deceased veteran may be entitled to.

Will I need to report to a VA claims exam? Does everyone who files a claim need it?

You don't need a VA claims exam for every claim your file. You may need one if you file a compensation and pension claim, but only under these conditions.

Burn Pit VA Disability Rating: Can I get VA Disability for toxic exposure? How to know if I’m eligible?

You can get a VA disability rating for burn pit exposure. However, you have to meet these specific requirements to be eligible.

Will my student loans be discharged if I declare bankruptcy?

Find out how bankruptcy works regarding student loans and the various options available when you are struggling financially.

What is the SAVE Repayment Plan and what to know if I am eligible for student loans?

The new SAVE repayment plan offers lower monthly payments, forgiveness options, and government interest subsidies to make student loans more manageable for eligible borrowers.

Can I get a certificate of eligibility for a VA direct or VA-backed home loan?

A Certificate of Eligibility (COE) is a document issued by the Department of Veterans Affairs (VA) that confirms that you meet the service requirements for a VA home loan. Here all the details to achieve it.

The maximum time it can take for a VA disability claim to be approved

This is the maximum time you should wait for a veteran's disability claim to be approved.

What’s the difference between subsidized and unsubsidized student loans?

Subsidized vs. Unsubsidized Student Loans: Key differences every borrower must know

Who do you contact if you have questions about repayment plans on student loans?

Find the right help for your student loan repayment Plans

VA Disability chart: What are the current benefits for veterans with a 40% disability rating?

VA Disability Benefits for a 40% Disability Rating: What Veterans Need to Know

VA Disability chart: What are the current benefits for veterans with a 50% disability rating?

With an increment in the 2024 VA disability pay. Learn about the current 2024 benefits which is entitled to VA with 50% disability,

Must Read